Terms and conditions

Effective Date: 01/01/2026

Last Updated: 18/05/2026

Welcome to Australian Wealth Digital (“we”, “us”, “our”). By accessing and using our website, services, or submitting an enquiry through our platform, you agree to these Terms and Conditions. Please read them carefully.

Website: Australianwealthdigital.com.au

If you do not agree with these Terms, you must not use our website or services.

Overview

Australian Wealth Digital operates as a referral and information platform that connects individuals and businesses with third-party providers across financial, mortgage, insurance, lending, superannuation and property advocacy services.

 

We are not a lender, insurer, credit provider, financial planner, legal adviser or tax adviser.

 

Information provided through our website, content and communications is general in nature only and does not take into account your personal objectives, financial circumstances or needs.

 

You should seek independent professional advice before making financial decisions.

Australian
Compliance

Our services are intended for Australian residents and businesses and operate in accordance with:

 

  • Australian Consumer Law under the Competition and Consumer Act 2010 (Cth)
  • Privacy Act 1988 (Cth)
  • Australian Privacy Principles (APPs)

 

Nothing within these Terms excludes any consumer rights that cannot legally be excluded under Australian law.

Eligibility

To use our services you must:

 

  • Be at least 18 years of age
  • Be located within Australia
  • Have legal capacity to enter into agreements
  • Provide accurate and complete information

 

By submitting information through our website you confirm these requirements have been met.

Our Role and Referral Relationships

Australian Wealth Digital acts solely as an intermediary connecting users with selected third-party providers.

 

We may receive referral fees, commissions or other commercial benefits for introductions made through our platform.

 

Any recommendations, quotations, approvals, agreements or services are provided directly by third-party providers and not Australian Wealth Digital.

 

We do not guarantee:

 

  • Approval of applications
  • Suitability of third-party products or services
  • Rates, pricing or outcomes
  • Financial results or savings
  • Availability of services

 

Final decisions remain between you and the third-party provider.

Third-Party Providers

We aim to work with reputable Australian providers; however, we do not control third-party businesses or their conduct.

 

Australian Wealth Digital is not responsible for:

 

  • Third-party advice
  • Product performance
  • Errors or omissions
  • Service quality
  • Delays
  • Losses arising from dealings with third parties

 

You are responsible for conducting your own due diligence before entering agreements.

User Obligations

You agree not to:

 

  • Provide false, inaccurate or misleading information
  • Use the website for unlawful purposes
  • Attempt unauthorised access to systems or data
  • Interfere with website security or functionality
  • Upload malicious code or harmful material

Intellectual Property

All website content including:

 

  • logos
  • branding
  • text
  • graphics
  • layouts
  • images
  • videos
  • content

 

remain the property of Australian Wealth Digital or its licensors.

 

You may not reproduce, distribute, modify or commercially exploit any content without prior written consent.

Website Availability

We do not guarantee uninterrupted access to our website or services.

 

Australian Wealth Digital may suspend, update, remove or modify website content at any time without notice.

 

We are not responsible for temporary outages, technical interruptions or system failures.

Limitation of Liability

To the fullest extent permitted under Australian law:

 

Australian Wealth Digital excludes liability for any direct, indirect, incidental, consequential or special loss or damage arising from:

 

  • use of our website
  • reliance on website information
  • delays or interruptions
  • third-party services
  • inaccurate information supplied by users or providers

 

Nothing in these Terms excludes rights under Australian Consumer Law which cannot legally be excluded.

Indemnity

You agree to indemnify Australian Wealth Digital and its directors, employees, contractors and affiliates from any claims, liabilities, losses, damages or expenses (including legal costs) arising from:

 

  • your breach of these Terms
  • misuse of the website
  • your dealings with third-party providers

Privacy

We handle personal information in accordance with our Privacy Policy and the Privacy Act 1988 (Cth).

 

By submitting information through our website you consent to the collection, use and disclosure of your information for the purpose of:

 

  • responding to enquiries
  • providing services
  • referring you to suitable providers

 

Please review our Privacy Policy here: https://australianwealthdigital.com.au/privacy-policy-2/

 

 

Electronic Communications

By using our services and submitting enquiries, you consent to receiving communications electronically including emails, SMS messages and service-related notifications.

 

You may opt out of marketing communications at any time.

Amendments

We may amend these Terms and Conditions at any time.

 

Changes take effect immediately once published on our website.

 

Continued use of the website constitutes acceptance of updated Terms.

Governing Law

These Terms are governed by the laws of the Commonwealth of Australia.

 

Any disputes arising from these Terms or use of our services will be subject to Australian courts and jurisdictions.

Contact Us

Australian Wealth Digital

 

📧 info@australianwealthdigital.com.au

 

This version is stronger legally for a referral/lead-gen finance business and closes common gaps around commissions, electronic communication consent, general advice warnings and third-party liability.